Homeowners
For many people, purchasing a home is the largest financial investment they will make in their lifetime. That is why Arcadia Insurance takes a consultative approach to ensuring your home is thoroughly protected. A homeowners policy protects both the home itself and the homeowners liability to others. Our insurance policies also include coverage for your personal property, loss of use, any other structures on the property and may include endorsements to cover other needs.
If you rent a home or apartment you are responsible for insuring your contents and liability to others. We can help protect your assets which you are renting and because we work with multiple companies, we can provide the most competitive rates and the best claims service available.
Auto
Michigan state law requires that you carry insurance on every vehicle you have registered at all times. An auto policy can include personal liability coverage as well as coverage for the vehicle itself if it is damaged. Your Arcadia Insurance agent can help customize a policy that fits your individual needs based on the use and driver of the vehicle.
Personal Umbrella Liability
A personal umbrella liability policy will insure your liability to others in the event you are sued due to another person being injured or killed. This policy will cover above and beyond your homeowners and auto insurance policies. These policies can be extremely important in an unexpected situation and are generally very inexpensive to purchase.
Term Life
Do you know what your family would do if something were to happen to you? Would they be able to pay the bills? You may want to look into purchasing a term life policy. Life insurance will pay to a beneficiary in the event that the insured has died. Term life can be as inexpensive as $10 a month. There are also discounts offered to clients who insure their home and autos with the same company.